Looking for payday loans no credit check? Below you will find a list a payday lenders and brokers that may help you. There are many payday companies in the UK, however if you have poor credit or perhaps have been bankrupt or have a CCJ’s then you will be limited in choice.
Below are two tables, the first table consists of lenders who don’t carry out a credit check and brokers who use lenders that don’t require a credit check.
The second table consists of lenders who carry out a limited credit check, which may mean that they only carry out a credit check to confirm your identity and address, whilst they only assess your ability to repay the loan on such things as net disposable income and current situation. Basically that means that they don’t request your credit score.
LENDER TYPE MORE INFO LOAN AMOUNT REPAYABLE ON £100 / REPRESENTATIVE APR ID REQUIRED DEBIT CARD REQUIRED SAME DAY TRANSFER NO CREDIT CHECK APPLY
Gatekey Lending UK
Broker More Info £50 - £1,000 £125 / Representative 1737% APR Personal and Employment details Dependent on Lender 
Depends on Lender 
Gatekey LEnding UK offer loan of up to £1,000. They offer the facility for 1 hour funding and weekend transfers. Gatekey Lending UK will accept those with poor credit and will accept those with CCJs. After completing a 1 page 1 minute application you will find out how much of a loan you can get!
Provident Personal Credit Loan
Lender More Info £50 - £500 £140 (over 14 weeks) / Representative 272.2% APR You will require proof of ID, address and income. No 
Provident Financial have a maximum budget loan of £500 and an easy repayment program of up to 52 weeks making these one of the most affordable budget loans around. Provident Financial are THE ONLY loan provider to accept those who are unemployed and those on BENFITS. Help pay those unexpected bills with their budget loan and have the cash at your door step within days of an online application.
LENDER TYPE MORE INFO LOAN AMOUNT REPAYABLE ON £100 / REPRESENTATIVE APR ID REQUIRED DEBIT CARD REQUIRED SAME DAY TRANSFER CREDIT CHECK? APPLY
QuickQuid Payday
lender More Info Up To £1,500 £120-£129.50 / Representative 2,278% APR No-nothing to fax, no paperwork to post No Although they carry out a credit check, it is not the only factor in determining if you are eligible for a payday loan. Quick Quid have a three tier option which is excellent, good and average. Each tier has a different finance charge and will be dependent on credit, net monthly disposable income etc.
Happy to accept those with poor credit. Quick Quid offer 1 hour funding seven days a week. They are also offering 1 hour funding for free for a limited time only, the coupon to use to take advantage of this is CJCASH. Quick Quid have a simple 2 minute application to complete with no requirement to fax any documents. As stated earlier they give an instant decision and free 1 hour funding. Maximum loan available is £1,500 and can borrow your payday loan over 2 pay periods
Payday Bank
Broker More Info £80-£750 £125 / Representative 1,286% APR No documents required No Payday Bank are the premier payday broker in the UK, they have access to a large range of payday lenders and many do not carry out a credit check
Has access to lenders that do not credit check. A payday loan application is more likely to be accepted by Payday Bank than any other payday lender. Most applications do not require a full credit check, you will find out instantly if you have been successful or not. Lastly, you can also receive the required funds on the same day. Maximum loan available is £750 and you have the ability to extend the payday loan to more than 1 month if required.
Payday UK
Lender More Info £80 - £750 £125 / Representative 1,737% APR Bank and Debit Card Details Only Yes Payday UK do carry out a credit score however, they look at each case on an individual basis and may accept those with bad credit. They base your application on recent circumstances and not on bad credit if it isn't recent
Accepts those with poor credit in the past. Payday UK does not charge any additional administration fees on your payday loan. They have a maximum loan size of £750 and they now can do a direct deposit seven days a week, that means no requirement to wait until Monday for your Payday Loan. Payday UK have a simple online application and will give an instant decision.
Speedy Payday Loan
Broker More Info £100 - £1,500 Dependent on Lender Personal details, income information and I.D. details Yes Speedy Payday Loans have access to lenders who do not perform credit checks
Speedy Payday loans offer loans to £1,250. They accept those with poor credit, have a simple application and can transfer the funds to your bank account by the very next day.
Payday loans no credit check comparison sites
Don’t be fooled by other websites that have a large list of companies that don’t credit score. Due to the current economic climate and a high degree of people defaulting on all types of loans such as bank loans, overdrafts and credit card repayments, the majority of companies do carry out a check of some sorts. In this site you will find accurate information on each and every payday lender and broker. Having this accurate information will help you in picking the right lender or broker. If you want to ensure what is on this website is correct, then visit the lenders own site and look at the Q&A section or FAQ as it is sometimes called. There you will find up to date information on their stance on poor credit and credit checks.
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Points to consider when applying for a payday loan no credit check
You may apply to a broker and unfortunately be in the situation that you have been declined. Don’t be put off by applying elsewhere, just because you have been declined by a broker that accepts most people it doesn’t mean that you have no chance of getting a payday loan elsewhere. Every payday lender and broker assesses applications on a different basis and as such what isn’t an acceptance with one lender may be accepted with another broker.
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How many credit checks are okay?
It is okay to have three credit checks done in one month. Anymore and this starts to have an effect on your credit rating. If you have applied more than three times and been declined, we would strongly suggest Provident Personal Credit as they accept those in all sorts of situations, such as bankrupt, unemployed etc.
